95120 ZIP Code — San Jose, CA

Santa Clara County, California

ZIP code 95120 is located in San Jose, California, within Santa Clara County. It covers approximately 39.30 square miles and serves a population of 38,003 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 408.

About ZIP code 95120

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $1,774,100. Owner-occupancy is high at 89%, well above the national average.

The gap between median ($245,273) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 2% is below the national average. 31% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with professional and management as the leading industry. An above-average commute of 35 minutes suggests many residents work outside the immediate area. Remote work is prevalent — 30% of workers work from home.

Educational attainment is high — 74% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 95120 reflects a community defined by a highly educated population, high homeownership, a high rate of remote workers, and a significant Social Security-dependent population.

38,003

population

39.30

sq mi land

Standard

ZIP type

Pacific (PT)

timezone

95120 ZIP code map

Cities in ZIP code 95120

Below are the cities the US Postal Service accepts for ZIP code 95120. Using any city not on this list may result in mail delivery delays.

City	Status
San Jose	Preferred

Nearby ZIP codes

95123 San Jose (3.3 mi) 95119 San Jose (3.7 mi) 95139 San Jose (4.5 mi) 95141 San Jose (4.8 mi) 95118 San Jose (5.3 mi) 95136 San Jose (5.5 mi) 95032 Los Gatos (5.5 mi) 95111 San Jose (6.2 mi) 95124 San Jose (6.6 mi) 95138 San Jose (6.6 mi) 95121 San Jose (7.8 mi) 95125 San Jose (8 mi)

Demographics updated 05/2026

Population
Total population	38,003
Population density	967 / sq mi
State FIPS	06
County FIPS	085

Geography
Land area	39.30 sq mi
Water area	0.35 sq mi
Latitude	37.1927
Longitude	-121.8341
Timezone	Pacific (PT)
Area code	408

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	12.4%	19.3%	32.6%
$50k – $100k	10.6%	19.7%	27.7%
$100k – $200k	24.1%	31.0%	26.4%
Over $200k	52.8%	30.0%	13.3%

Demographics & statistics

38,003

Population

967

People per sq mi

46.9

Median age

$245,273

Median household income

$99,080

Per capita income

$1,774,100

Median home value

$3,501

Median monthly rent

88.9%

Home ownership

2.4%

Poverty rate

3.5%

Unemployment

11,486

Housing units

73.6%

Bachelor's or higher

Age distribution

Male Female

618

Under 5

614

1,217

5–9

1,209

1,455

10–14

1,446

1,822

15–19

1,811

799

20–24

794

1,005

25–34

999

2,144

35–44

2,132

3,415

45–54

3,395

1,456

55–59

1,448

1,345

60–64

1,337

2,045

65–74

2,032

1,271

75–84

1,263

467

85+

464

← Male

Female →

Age summary

Group	Count	%
Under 18	8,766	23.1%
18 and over	29,237	76.9%
65 and over	7,542	19.8%
Median age	46.9 years

Race & ethnicity

White 48.9%

Asian 36.9%

Two or more races 8%

Hispanic or Latino 3.3%

Black or African American 1.1%

Other race 1.1%

Native Hawaiian / Pacific Islander 0.4%

American Indian / Alaska Native 0.4%

Group	Count	%
White	19,224	48.9%
Asian	14,498	36.9%
Two or more races	3,134	8%
Hispanic or Latino	1,307	3.3%
Black or African American	430	1.1%
Other race	423	1.1%
Native Hawaiian / Pacific Islander	154	0.4%
American Indian / Alaska Native	140	0.4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	12.4%	19.3%	32.6%
$50k – $100k	10.6%	19.7%	27.7%
$100k – $200k	24.1%	31.0%	26.4%
Over $200k	52.8%	30.0%	13.3%

Under $10k 1.3%

$10k–$15k 2.1%

$15k–$25k 1.5%

$25k–$35k 2.1%

$35k–$50k 3.6%

$50k–$75k 3.5%

$75k–$100k 4.8%

$100k–$150k 9.0%

$150k–$200k 11.4%

$200k+ 60.8%

Range	% of households
Under $10k	1.3%
$10k–$15k	2.1%
$15k–$25k	1.5%
$25k–$35k	2.1%
$35k–$50k	3.6%
$50k–$75k	3.5%
$75k–$100k	4.8%
$100k–$150k	9.0%
$150k–$200k	11.4%
$200k+	60.8%
Median income	$245,273

Housing

Home values

Under $50k 1.1%

$50k–$100k 0.1%

$100k–$150k 0.4%

$150k–$200k 0.2%

$300k–$500k 0.5%

$500k–$1M 3.8%

$1M+ 94.0%

Housing overview

Metric	Value
Median home value	$1,774,100
Median rent / month	$3,501
Owner occupied	88.9%
Renter occupied	11.1%
Vacant	3.2%
Single-family detached	88.4%
Large apartment buildings	1.0%
Mobile homes	0.1%
Median rooms	7.3
Avg household size (owned)	3.07

Year built

Era	%
2020 or later	0.0%
2010–2019	1.2%
2000–2009	2.3%
1990–1999	11.6%
1980–1989	18.8%
1970–1979	39.6%
1960–1969	23.3%
1950–1959	1.2%
1940–1949	0.8%
1939 or earlier	1.3%

Bedrooms

Size	% of units
No bedroom (studio)	0.2%
1 bedroom	2.2%
2 bedrooms	4.2%
3 bedrooms	26.5%
4 bedrooms	48.2%
5+ bedrooms	18.7%

Vehicles per household

Vehicles	% of households
No vehicle	2.9%
1 vehicle	12.9%
2 vehicles	44.9%
3 or more	39.3%

Heating fuel

Fuel type	%
Utility gas	77.2%
Electricity	17.8%
Propane / LP gas	2.3%
Fuel oil	0.2%
Wood	0.1%
Solar	2.1%
No fuel used	0.2%

Households & families

Household type	Count	%
Married-couple family	9,674	77.7%
Cohabiting couple	359	2.9%
Male householder, no spouse	935	7.5%
Female householder, no spouse	1,490	12.0%
Households with children under 18	4,819	38.7%
Households with seniors (65+)	4,819	38.7%
Average household size	3.04

Marital status

Status	Male	Female
Never married	27.1%	22.2%
Married	67.2%	65.1%
Separated	0.4%	0.2%
Widowed	2.0%	6.7%
Divorced	3.3%	5.7%

Education

Less than 9th grade 0.8%

Some HS, no diploma 1.5%

HS graduate 6.7%

Some college, no degree 11.3%

Associate's degree 6.1%

Bachelor's degree 36.7%

Graduate / professional 37.0%

Metric	%
HS diploma or higher	97.7%
Bachelor's or higher	73.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	509	4.6%
Kindergarten	444	4.0%
Elementary school	4,359	39.6%
High school	2,890	26.2%
College / grad school	2,815	25.6%

Employment

Industry of employment

Professional & management 26.4%

Manufacturing 20.2%

Education & healthcare 17.0%

Retail trade 7.4%

Arts, food & hospitality 6.8%

Finance & real estate 6.6%

Information 5.1%

Public administration 2.6%

Other services 2.3%

Construction 2.2%

Wholesale trade 1.8%

Transportation & utilities 1.6%

Agriculture & mining 0.1%

Occupation

Category	%
Management, business & arts	72.7%
Service	6.1%
Sales & office	17.2%
Natural resources & construction	2.0%
Production & transportation	2.0%

Employment type

Type	%
Private sector	84.8%
Government	8.3%
Self-employed	6.8%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	59.0%
Carpool	7.1%
Public transit	2.6%
Walk	0.6%
Work from home	29.8%
Other means	0.9%
Avg commute (minutes)	35.3

Poverty

All people 2.4%

Under 18 years 1.3%

18 and over 2.7%

Married-couple families 1.0%

Female-led households 10.1%

Income support

Source	% of households
Social Security	30.6%
Retirement income	26.6%
Supplemental Security	2.3%
Cash public assistance	1.3%
Food stamps / SNAP	1.4%

Health indicators

Condition	%
Obesity	19.7%
High blood pressure	25.4%
High cholesterol	30.8%
Diabetes	8.2%
Heart disease	4.6%
Stroke	2.0%
Asthma	7.9%
Arthritis	18.8%
Kidney disease	2.2%
Pulmonary disease	3.8%
Cancer	6.8%

Behavior / access	%
Smoking	6.5%
Binge drinking	16.5%
No physical activity	13.8%
Less than 7 hrs sleep	25.2%
Depression	13.2%
Fair or poor health	8.1%
Poor mental health	10.1%
Poor physical health	6.7%
No health insurance	5.1%
Visited doctor (checkup)	68.1%
Visited dentist	75.2%
Cholesterol screening	94.8%
Teeth loss	4.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,277	4.4%

Disability	%
Any disability	7.1%
Under 18	2.4%
18–64 years	3.6%
65 and over	22.8%

Health insurance coverage

Type	%
Private insurance	89.3%
Public insurance	21.2%
No insurance	1.3%
Uninsured under 19	0.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	36,771	96.8%
Spanish	4,104	11.2%
Other Indo-European	87	0.2%
Asian & Pacific Islander	778	2.1%
Other languages	2,852	7.8%

Place of birth & citizenship

Origin	Count	%
Native born (US)	24,472	64.4%
Born in same state	24,105	63.4%
Born in different state	17,112	45.0%
Foreign born	367	1.0%
Naturalized citizen	13,531	35.6%
Not a US citizen	10,047	74.3%

Ancestry

Ancestry	Count	%
French	3,020	7.9%
Italian	2,850	7.5%
Arab	1,707	4.5%
English	307	0.8%
Polish	271	0.7%

Ancestry	Count	%
Dutch	165	0.4%
Irish	150	0.4%
German	130	0.3%
Norwegian	79	0.2%

Technology access

Metric	% of households
Computer access	32.8%
Internet access	98.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 95120

What city is ZIP code 95120 in?

ZIP code 95120 is primarily assigned to San Jose, California.

What county is ZIP code 95120 in?

ZIP code 95120 falls within Santa Clara County, California.

How educated is the population of ZIP code 95120?

74% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Is ZIP code 95120 mostly owner-occupied?

89% of occupied units in ZIP code 95120 are owner-occupied, well above the national average.

What is the median household income in ZIP code 95120?

The median household income in ZIP code 95120 is $245,273, above the national median of ~$75,000.

What is the typical home value in ZIP code 95120?

The median home value in ZIP code 95120 is $1,774,100.

What timezone is ZIP code 95120 in?

ZIP code 95120 observes the PST timezone.